Life Insurance

Life insurance is a financial tool designed to provide a financial safety net for beneficiaries in the event of the policyholder's death. It offers a lump-sum payout, known as the death benefit, to the designated beneficiaries. This payout can be used to cover various expenses, including funeral costs, outstanding debts, mortgage payments, and even future living expenses. Life insurance comes in various types, such as term life, whole life, and universal life, each offering unique features to cater to different needs. It not only provides financial protection but also serves as a long-term investment in some cases, accumulating cash value over time. Life insurance plays a crucial role in helping individuals secure the financial well-being of their loved ones and plan for the future.

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